Pre Arranged Funerals

Perfect Choice Funeral Plans
One of the main reasons that we recommend Perfect Choice Pre-arranged Funeral Plans is because they provide outstanding financial security for your money. All plan monies are held securely in whole of life assurance policies for extra peace of mind and with a Perfect Choice plan you can make top-ups or update your plan details at any time, and you can choose to pay upfront or by monthly installments.

About Our Pre-arranged
Funeral Plans

More and more people are choosing to pre-arrange their funeral to reduce the emotional worry and anxiety for loved ones. Some of the other benefits include:

  • Put financial provision in place in advance.

  • Make your funeral wishes known and discuss them with your family.

  • Select your funeral director.

  • You can tailor your plan to suit your preferences and include any special wishes.

  • Ensure your family have access to expert help and advice at a difficult time.

  • No upper age limit.

  • No complicated medical forms to complete.

Our Funeral Plan Options

The Essential Plan £3,305

Includes: A simple coffin. a hearse and an option to view the deceased.

The Classic Plan £3,685

Includes: A veneered coffin, one limousine and an option to view the deceased.

The Premier Plan £3,985

Includes: A superior veneered coffin, two limousines, an option to view the deceased and the collection & administration of charitable donations.

All our funeral plan options include our professional funeral directing services, the provision of the necessary funeral arrangements, provisional advice on certification & registration of death, conveyance of the deceased to our premises (within a 10 mile radius), care of the deceased until cremation or burial, a contribution towards third party fees and a hearse to convert the deceased to the nearest crematorium. Prices are correct as at April 2019 and may change in the future.

Frequently Asked Questions

What happens to my money?
A Perfect Choice Funeral Plan gives you exceptional financial security for your money. Every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely and ring fenced for your funeral.
 
Perfect Choice Funeral Plan funds are held in guaranteed whole of life assurance policies with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA). Funeral plans themselves are not regulated by the PRA or FCA but Ecclesiastical Planning Services the plan provider is registered with the Funeral Planning Authority.
Who is eligible?
Anyone aged 18 or over can take out a Perfect Choice Funeral Plan. There’s no upper age limit and no medical or health questions to answer.
Can the plan include special wishes?
You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades.
Can I buy a funeral plan for someone else?

Yes, we find that many of our customers choose to do this.

Can I change my funeral plan arrangements?
Yes, you can make changes to your plan after you have taken it out. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.
 
 
Is the plan guaranteed to cover the entire cost of the funeral?
The plan is guaranteed to cover the funeral director's costs listed in the plan details as long as your requirements don't change and the original firm carries out your funeral.
 
Perfect Choice plans can also include an allowance towards third party costs such as the fees for cremation or burial, medical fees and payment to a minister or officiant. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay.
 
 
Can I cancel my plan?
Yes, you can cancel your plan at any time. If you choose to cancel the plan up to 30 days from the date of purchase you’ll receive a full refund. If you cancel the plan after 30 days, you’ll receive a refund of the original amount paid, excluding the management fee.
 
 
Can I pay for my Perfect Choice Funeral Plan by instalments?
Yes, you are able to pay over 1, 2, 3, 4 or 5 years. Please note there is an additional cost for paying by instalments over 2, 3, 4 or 5 years. This additional cost is held in the pre-payment plan and used for your funeral when the time comes.
 
 
What happens if I pay by instalments and need to cancel future payments?
If you choose to pay by monthly instalments and you wish to stop paying for any reason, you can either cancel the plan and receive a refund of the money you have paid excluding the management fee, or you can leave what you have paid in the plan to be used as a contribution to your funeral when the time comes.
And, if your plan is needed before you have completed your instalments, the payments you have made will be used as a contribution to your funeral and your wishes will be clearly documented, giving your family peace of mind.
What happens if I die abroad?
The Perfect Choice Funeral Plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this situation.

Terms and conditions apply to funeral plans – please ask for details.